Finance
5
min read

How To Get Medical Power of Attorney

A Medical Power of Attorney (MPOA) ensures your loved one's healthcare wishes are honored during emergencies by designating a trusted agent to make critical decisions.
Published on
June 25, 2024
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As a family caregiver, you are vital to your loved one's well-being and have great responsibility. But what happens if your relative faces a medical emergency and can't communicate their wishes? This situation can be stressful, but a Medical Power of Attorney (MPOA) can offer peace of mind.

What is a Medical Power of Attorney?

A Medical Power of Attorney is a legal document that allows an individual to designate someone else (an agent) to make healthcare decisions on their behalf if they become unable to do so. This document ensures that medical preferences are honored and provides clear authority to the designated agent during critical times.

How Medical Power of Attorney works

A Medical Power of Attorney (MPOA) legally empowers a designated individual, called a Healthcare Agent, to make healthcare decisions on behalf of the person who created the MPOA (the principal) when they are unable to do so themselves. This can occur if the principal is incapacitated due to illness, injury, or mental confusion.

The Health Care Agent is granted the authority to discuss the principal's medical condition with doctors, approve or decline treatments, and make overall healthcare decisions based on the principal's wishes and best interests. This authority ensures that the principal's medical care preferences are followed, providing clarity and direction during critical times when the principal cannot communicate their own decisions.

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Choosing a Health Care Agent

When choosing a Health Care Agent for your loved one, pick someone they trust completely. This person should understand your loved one's values and be committed to following their wishes.

The ideal Health Care Agent could be a spouse, adult child, sibling, or close friend. As a family caregiver, you might consider taking on this role for your loved one.

Have open and honest conversations with your loved one about their preferences for medical care. Suppose they feel comfortable with you being their healthcare agent. In that case, it can provide them with peace of mind knowing that someone close to them will make medical decisions in line with their wishes.

Responsibilities of a Health Care Agent

As a family caregiver, it's important to understand the significance of your role as a Health Care Agent. Firstly, have an open and honest conversation with your relative about their healthcare preferences so you are fully aware of their wishes.

When making decisions, be diligent in gathering information and considering all available options. Always keep your relative's best interest at heart. Your choices should be based on what is best for them, not for yourself.

Authority of the Health Care Agent

The authority of the Health Care Agent under an MPOA should be clearly defined to ensure that the principal's healthcare preferences are honored.

  1. General vs. Specific Authority:
    • General Authority: If the MPOA grants general authority, the Health Care Agent has broad decision-making powers. This means they can make a wide range of healthcare decisions, including consenting to or refusing medical treatments, choosing healthcare providers, and determining the best course of care based on the principal's overall medical condition and preferences.
    • Specific Authority: If the MPOA grants particular authority, the Health Care Agent's decision-making powers are limited to certain predefined areas. For example, the principal may specify that the agent can only decide about treatments, surgical procedures, or care settings. This limitation ensures that the agent's powers are confined to what the principal explicitly wants.
  2. Life-Sustaining Treatments:
    • The MPOA should explicitly state the principal's wishes regarding life-sustaining treatments, such as resuscitation, mechanical ventilation, feeding tubes, and other measures to prolong life. Clear instructions help the agent understand whether to pursue or withhold such treatments based on the principal's values and beliefs about the quality of life and end-of-life care.

By delineating these aspects in the MPOA, the principal ensures that their healthcare agent understands the extent of their authority and the principal's specific preferences. This clarity helps the agent make decisions that align with the principal's wishes, reducing ambiguity and potential conflicts during critical moments.

Limitations of a Medical Power of Attorney

A Medical Power of Attorney (MPOA) has specific limitations regarding the scope of authority it grants to the designated Health Care Agent. Here are the fundamental limitations:

  1. Financial decisions: An MPOA does not give the agent the power to manage the principal's finances. The agent cannot access bank accounts, pay bills, or make any financial transactions on behalf of the principal. Separate legal documentation, such as a Financial Power of Attorney, is needed.
  2. Property and inheritance: The agent cannot decide about the principal's property or inheritance matters. This means the agent has no authority to buy, sell, or manage real estate or other assets, nor can they alter the principal's will or inheritance plans.
  3. Personal life choices: The MPOA does not grant the agent the right to make personal life decisions, such as where the principal should live (e.g., choosing a nursing home or assisted living facility). Such choices require either explicit instructions in the MPOA or additional legal agreements.

These limitations ensure that the agent's authority is restricted to healthcare-related decisions only. It is essential for individuals creating an MPOA to be aware of these boundaries and ensure their preferences for other aspects of their life and estate are documented in the appropriate legal forms. This comprehensive planning helps avoid misunderstandings and ensures that all aspects of their care and estate are managed according to their wishes.

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Communication and transparency

Open communication is necessary when managing medical care. Discuss preferences for treatments and life support with the chosen agent. Consider writing an Advance Directive or Living Will to document specific wishes regarding medical treatment.

Share copies of your Medical Power of Attorney with your healthcare providers and financial decision-maker. Giving this paperwork to them will guarantee treatment preferences are known and respected.

Keep in mind that a power of attorney may expire, and it grants your agent the legal authority to make decisions about your medical care if you are unable to do so due to your mental condition.

Creating a Medical Power of Attorney

Ready to get started? Here's what you need to do:

  • Pick a legal document: Most states have standard MPOA forms you can find online or at your local library.
  • State-specific: Make sure the form is valid in your state. Different states may have different requirements.
  • Enlist witnesses: Most states require your signature to be witnessed by two people not mentioned in the document.

Updating the Medical Power of Attorney

You should revisit your document every few years or during a significant life event. You can revoke or change your MPOA at any time.

Consider engaging in advance care planning, which encompasses planning for future medical care, including MPOAs and Living Wills. Some states have specific Mental Health Power of Attorney forms, so be aware of mental health treatment considerations.

An MPOA is a powerful tool that gives you peace of mind so your loved one's wishes are respected. By taking charge now, you have the information and authority you need to make informed decisions about a loved one's healthcare in the future.

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