Your Comprehensive

Ohio Medicaid

Guide

Published on
February 8, 2024
Last updated
February 8, 2024
Written by
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Katie Wilkinson
Reviewed by
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Quick Overview of Ohio Medicaid

Medicaid in Ohio is a government-funded healthcare program designed to provide health coverage to eligible low-income individuals and families, including children, pregnant women, the elderly, and people with disabilities. It operates as a joint federal-state program, with the state of Ohio managing its own Medicaid program under federal guidelines to ensure that residents who meet the eligibility criteria have access to necessary medical services.

Ohio's Medicaid program covers a wide range of health services, including doctor visits, hospital stays, long-term care services, and preventive care, aiming to improve the health outcomes of its beneficiaries.

Over the years, Ohio has implemented various reforms and expansions to its Medicaid program, notably expanding coverage under the Affordable Care Act (ACA) to include more low-income adults without dependent children. This expansion has significantly increased the number of Ohioans with access to healthcare services, contributing to reducing the uninsured rate in the state.

Through its comprehensive coverage and ongoing efforts to improve and expand services, Medicaid plays a crucial role in Ohio's health care system, supporting millions of residents in accessing affordable and necessary medical care.

Benefits you get with Ohio Medicaid

Medicaid in Ohio covers a broad range of healthcare services to meet the diverse needs of its beneficiaries. Here's an overview of some of the key services covered, along with a brief description of each:

  1. Doctor Visits - Includes routine check-ups and medical appointments with primary care providers and specialists to manage health and diagnose conditions.
  2. Hospital Services - Covers inpatient and outpatient hospital care, including emergency services, surgeries, and other necessary treatments.
  3. Prescription Drugs - Provides access to prescribed medications, with some exceptions and limitations, to treat and manage medical conditions.
  4. Preventive Care - Encourages wellness and disease prevention through covered services such as vaccinations, screenings, and wellness visits.
  5. Dental Services - Offers basic dental care for children and limited dental benefits for adults, including cleanings, x-rays, and extractions.
  6. Vision Services - Covers eye exams and glasses for children, and may offer limited services for adults.
  7. Mental Health and Substance Abuse Services - Includes counseling, therapy, psychiatric services, and substance use disorder treatment to support mental health and recovery.
  8. Long-Term Services and Supports - Provides care for individuals who need assistance with daily living activities due to aging, chronic illness, or disability, including home health care and nursing facility care.
  9. Physical, Occupational, and Speech Therapies - Offers rehabilitative services to help improve, restore, or maintain functional abilities and mobility.
  10. Laboratory and X-ray Services - Covers diagnostic services such as blood tests and imaging studies to assist in diagnosing and treating medical conditions.

These services are designed to ensure comprehensive care for Medicaid beneficiaries in Ohio, addressing a wide range of healthcare needs to improve overall health outcomes.

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Ohio Medicaid eligiblity rules

Several factors, including income, age, and specific circumstances such as disability status or pregnancy, determine Medicaid eligibility in Ohio. Eligibility is often expressed as a percentage of the Federal Poverty Level (FPL), updated annually. Here are the specific eligibility levels for various groups under Ohio's Medicaid program, based on a percentage of the FPL:

  1. Children (Aged 0-18): Typically eligible for Medicaid if their household's income is up to 206% of the FPL.
  2. Pregnant Women: Can qualify for Medicaid if their household's income is up to 205% of the FPL. This ensures access to prenatal, delivery, and postpartum care.
  3. Parents/Caretaker Relatives: Eligibility for parents and caretaker relatives living with children is often capped at a lower percentage, generally up to 138% of the FPL.
  4. Adults Without Dependent Children (Aged 19-64): Under the Medicaid expansion, adults without dependent children are eligible if their income is up to 138% of the FPL. This expansion significantly increased the number of Ohioans eligible for Medicaid.
  5. Individuals with Disabilities: Those who are blind, disabled, or aged (65 years and older) may qualify for Medicaid under different criteria, which might not strictly adhere to the FPL percentages. Eligibility for these groups often involves an assessment of income, resources, and medical needs.
  6. Medicare Premium Assistance Programs: Ohio offers programs to help pay Medicare premiums and, in some cases, Medicare deductibles, coinsurance, and copayments for those who qualify for both Medicare and Medicaid, with varying income eligibility levels.

These eligibility levels are subject to change and may be updated. Additionally, Ohio Medicaid considers other factors like household size, income types, and specific deductions or allowances when determining eligibility. Contacting the Ohio Department of Medicaid or visiting their official website is recommended for the most accurate and up-to-date information.

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How to apply for Ohio Medicaid

Applying for Medicaid in Ohio can be done through several methods, ensuring accessibility for all residents. Here's a step-by-step guide on how to apply:

Online Application

The easiest and quickest way to apply for Medicaid is through the Ohio Benefits Portal at https://benefits.ohio.gov/. Here, you can create an account, fill out the application form, and submit it electronically. The portal also allows you to check the status of your application and report any changes.

In Person

You can apply in person at your local County Department of Job and Family Services (CDJFS) office. To find your nearest office, visit the Ohio Department of Job and Family Services website or call them. This option is suitable for those who prefer face-to-face assistance or do not have internet access.

By Phone

If you prefer to apply over the phone or need assistance with the application process, call the Medicaid Consumer Hotline at 1-800-324-8680. They can guide you through the application process or direct you to the appropriate resources.

By Mail

You can download and print a paper application from the Ohio Benefits website or obtain one from your local CDJFS office. Once completed, mail it to the address provided on the form. This method is an alternative for those who need internet access or who prefer not to submit their information online.

Required Information and Documents

When applying for Medicaid, be prepared to provide personal information and documents for all household members applying for coverage. This includes:

  • Social Security numbers (if applicable)
  • Birthdates
  • Income information (e.g., pay stubs, tax returns)
  • Asset information (for certain types of Medicaid)
  • Current health insurance information

After Applying

Once your application is submitted, the Ohio Department of Medicaid will review it to determine eligibility. You may be contacted for additional information or documentation. After processing your application, you will receive a notice informing you of your eligibility status and next steps.

For assistance throughout the application process or to get more information, you can visit the official Ohio Medicaid website or contact the Medicaid Consumer Hotline at 1-800-324-8680. They can provide support, answer questions, and guide you through the application process.

How to renew Ohio Medicaid

Renewing Medicaid coverage in Ohio is an important process to ensure that beneficiaries continue to receive health care services without interruption. Here's what you need to know about the renewal process, including specific steps and contact information:

Annual Renewal Requirement

Medicaid beneficiaries in Ohio must renew their coverage once every 12 months. The Ohio Department of Medicaid will send a renewal notice before your renewal date, typically 45-90 days in advance.

Review Your Information

The renewal notice will include the current information the state has on file. Review this information carefully to ensure it is accurate. If there have been any changes to your income, household size, address, or other significant life events, you will need to update this information as part of the renewal process.

Complete the Renewal Form

You can complete your Medicaid renewal in several ways:

  1. Online: Visit the Ohio Benefits website at benefits.ohio.gov to renew your Medicaid coverage online. This is the fastest and most convenient way to renew.
  2. By Mail: Fill out the renewal form included in your renewal notice and mail it to the address provided.
  3. In Person: You can also renew your Medicaid in person at your local county Department of Job and Family Services (JFS) office.
  4. By Phone: Call the Ohio Medicaid Consumer Hotline at 1-800-324-8680 for assistance with the renewal process.

Provide Necessary Documentation

Depending on your circumstances, you may be required to provide additional documentation to verify your income, residency, or other eligibility criteria. Ensure all requested documentation is submitted promptly to avoid delays in your renewal.

Wait for Renewal Confirmation

After submitting your renewal application and any necessary documentation, you will receive a notice informing you of your eligibility status. If you are found eligible, you will receive information about your continued Medicaid coverage.

Keeping your information up to date and responding to renewal notices promptly ensures continuous Medicaid coverage and access to essential health care services in Ohio.

Additional programs through Ohio Medicaid

These programs are available to help family caregivers get paid for caring for loved ones on Ohio Medicaid.

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