Your Comprehensive

Florida Medicaid

Guide

Published on
November 28, 2023
Last updated
February 14, 2024
Written by
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Katie Wilkinson
Reviewed by
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Quick Overview of Florida Medicaid

Medicaid in Florida is a joint federal and state program designed to provide health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities.

The Florida Agency for Health Care Administration (AHCA) manages the program and aims to ensure vulnerable populations have access to essential medical services. Eligibility for Medicaid in Florida is determined based on income, age, family size, and certain other criteria, with specific programs targeting different groups, such as children under the Healthy Kids program or the elderly and disabled through the SSI-Related Programs.

Florida has not expanded Medicaid coverage under the Affordable Care Act (ACA), meaning the program primarily covers low-income families with children, pregnant women, and individuals with disabilities, with stricter eligibility requirements than states that have expanded Medicaid. The state offers various services under Medicaid, including doctor visits, hospital care, prescription drugs, mental health services, and long-term care.

Enrollment is open year-round, and individuals can apply through the Florida Department of Children and Families or the Federal Marketplace.

Benefits you get with Florida Medicaid

Medicaid in Florida covers a wide range of medical services to meet the health needs of its beneficiaries. Here's an overview of some of the covered services, each with a brief description:

  1. Doctor Visits - Allows routine and specialist consultations to ensure ongoing health monitoring and care.
  2. Hospital Services Includes inpatient and outpatient medical, surgical, and emergency services.
  3. Prescription Drugs - Provides access to prescribed medications necessary for treating various conditions.
  4. Laboratory and X-ray Services - Covers diagnostic tests and imaging services for medical assessment and treatment.
  5. Mental Health Services - Offers counseling, therapy, and psychiatric services for mental health and substance abuse issues.
  6. Dental Services - For children, this includes routine cleanings, x-rays, and other necessary dental care. Adults may have limited coverage.
  7. Vision Services - Covers eye exams and glasses for children, with limited services available for adults.
  8. Hearing Services - Includes hearing tests and hearing aids for children and adults who meet specific criteria.
  9. Pregnancy and Maternity Services - Provides comprehensive care during pregnancy, childbirth, and postpartum.
  10. Family Planning Services - Offers access to contraceptive methods, counseling, and related family planning services.
  11. Transportation Services - Non-emergency transportation to medical appointments for eligible recipients without other means of transportation.
  12. Long-term Care Services - Covers services for individuals who need long-term care in a nursing facility or through community-based services for the elderly and disabled.
  13. Home Health Services - Includes part-time nursing, home health aide services, and medical supplies for those qualifying for in-home care.
  14. Hospice Services - Provides palliative care, support, and counseling for terminally ill patients and their families.
  15. Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services for Children - Comprehensive preventive and treatment services for children and adolescents, ensuring they receive regular check-ups, immunizations, and treatment for any diagnosed conditions.

Each of these services is designed to support the health and well-being of Medicaid recipients in Florida, though some services may have specific eligibility criteria or limitations.

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Florida Medicaid eligiblity rules

Medicaid eligibility in Florida is determined based on several factors, including income, family size, age, and specific circumstances such as pregnancy or disability. The income limits are often expressed as a percentage of the Federal Poverty Level (FPL), which varies depending on the size of the family and changes annually. Below are some of the specific eligibility levels by category, expressed as a percentage of the FPL, accurate as of my last update:

  1. Children (Aged 0-1): For infants under the age of 1, families with incomes up to 206% of the FPL are eligible.
  2. Children (Aged 1-5): Children between the ages of 1 and 5 are eligible if the household income is up to 140% of the FPL.
  3. Children (Aged 6-18): For older children, ages 6 to 18, the income threshold is up to 133% of the FPL.
  4. Pregnant Women: Pregnant women can qualify for Medicaid with a household income up to 185% of the FPL, which also covers the childbirth and postpartum period.
  5. Parents and Other Adults: The coverage for parents and caretaker relatives of children is more restrictive, with eligibility often capped at significantly lower percentages of the FPL compared to other groups. As of my last update, the threshold was about 30-34% of the FPL, though this figure may vary and is significantly lower than in states that have expanded Medicaid under the Affordable Care Act.
  6. Aged, Blind, and Disabled: Eligibility for individuals who are aged, blind, or disabled is determined by different criteria, which may include income tests that are typically around 88% of the FPL for individual enrollees, but the specifics can vary based on the exact program and the individual's circumstances.

These figures are subject to change annually with adjustments to the Federal Poverty Level and state policy changes. Additionally, Florida has not adopted Medicaid expansion under the Affordable Care Act (ACA), which limits eligibility for many adults without dependent children. To get the most current eligibility levels and understand the specific requirements, including asset tests for certain categories like the aged, blind, and disabled, it's best to consult directly with the Florida Agency for Health Care Administration or a local social services office.

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How to apply for Florida Medicaid

Applying for Medicaid in Florida can be done through several avenues, ensuring accessibility for all residents who wish to apply. Here are the specific steps and contact information to guide you through the application process:

Online Application

The most convenient way to apply for Medicaid is online through the Florida Department of Children and Families Automated Community Connection to Economic Self-Sufficiency (ACCESS) system. Here, you can create an account, complete the application form, and submit it electronically. The system also allows you to upload necessary documents and track the status of your application.

In Person

You can apply in person at one of the Department of Children and Families (DCF) service centers or community partner agencies. To find your nearest service center or community partner location, visit the ACCESS Florida website mentioned above and use their facility locator tool. Applying in person can be beneficial if you need assistance with the application process or have questions.

By Mail or Fax

You can download and print the application form from the ACCESS Florida website, complete it, and then mail or fax it to the DCF.

  • Mail: Send the completed application to the address provided on the form or your nearest DCF service center.
  • Fax: Fax the completed application to the number provided on the ACCESS Florida website or the application form.

Phone Application

For those who cannot access the internet or prefer speaking to someone, call the DCF Customer Call Center at 1-866-762-2237 to apply over the phone or request an application form mailed to you.

When applying for Medicaid, you must provide various documents to verify your identity, income, residency, and other eligibility criteria. These can include but are not limited to, your ID, proof of income, proof of citizenship or legal residency, and documentation of any medical conditions or disabilities. Be prepared to submit these documents electronically, by mail, or in person, depending on how you apply.

After submitting your application, it will be reviewed by the DCF. You may be contacted for additional information or documentation. The decision on your application will typically be made within 30 to 45 days, and you will be notified of your eligibility status by mail.

Applying for Medicaid in Florida is designed to be accessible through multiple channels, ensuring that all eligible residents can apply in the most convenient manner. If you encounter any difficulties during the application process or have specific questions, contacting the DCF directly through their call center or visiting a local service center can provide you with the assistance you need.

How to renew Florida Medicaid

Renewing Medicaid coverage in Florida is a critical process to ensure you continue receiving healthcare benefits without interruption. The Florida Department of Children and Families (DCF) typically requires beneficiaries to renew their Medicaid coverage annually. Here's what you need to know about the renewal process, including specific steps and contact information:

You will receive a renewal notice from the Florida Department of Children and Families (DCF) approximately 45-60 days before your coverage is set to expire. This notice will provide instructions on how to renew your Medicaid coverage and the deadline for submission.

How to Renew

  1. Online: The easiest way to renew your Medicaid coverage is through the ACCESS Florida website, where you can log in to your account to complete the renewal process. Here, you can update your information, submit the renewal application, and upload any required documents.
  2. By Mail: If you receive a renewal packet, you can complete the enclosed forms and return them to the address provided in the packet. Ensure all information is accurate and include any requested documentation.
  3. By Fax: You can also fax your completed renewal forms and any required documentation to the number provided in your renewal packet or found on the ACCESS Florida website.
  4. In Person: Visit a local DCF service center or community partner agency to submit your renewal forms and documentation in person. This option can be helpful if you need assistance or have questions about your renewal. Use the facility locator tool on the ACCESS Florida website to find your nearest service center or community partner.

During renewal, you may need to provide updated documentation related to your income, residency, family size, and any changes in your eligibility status. Keep recent pay stubs, tax returns, proof of residency, and other relevant documents ready for submission.

Renewing your Medicaid coverage in Florida is crucial to maintaining your health benefits. By following the steps outlined above and preparing the necessary documentation, you can navigate the renewal process smoothly. If you have any questions or encounter difficulties, the DCF Customer Call Center is a valuable resource for assistance and information.

Additional programs through Florida Medicaid

These programs are available to help family caregivers get paid for caring for loved ones on Florida Medicaid.

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